Sometimes you tell yourself to chill out and just live in the present. Other times you get so worked up on what's happening in the present that you daydream a lot about the past, and especially what could you do in the future.
At the present, I am dreaming of a slow life in the farm - a small cabin, tending to my farm crops, and having a sustainable lifestyle.
You can actually do it now - but why wait?
Because you have to save more for?